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<lastmod>2026-09-18T09:35:31+00:00</lastmod>
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<lastmod>2026-09-25T08:58:18+00:00</lastmod>
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<loc>https://www.expresscollections.com/utility-collections/</loc>
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<loc>https://www.expresscollections.com/specialty-collections/</loc>
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<loc>https://www.expresscollections.com/cutting-edge-solutions/</loc>
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<loc>https://www.expresscollections.com/awards-affiliations/</loc>
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<loc>https://www.expresscollections.com/why-results-matter/</loc>
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<image:image><image:loc>https://www.expresscollections.com/wp-content/uploads/2026/09/Focus-on-Results-Not-Rates-1024x683.png</image:loc><image:title>Infographic titled &apos;Focus on Results, Not Rates&apos; comparing two debt collection agencies on a $100,000 example. Agency charging 50%: 50% collection rate, $50,000 collected, $25,000 fee, $25,000 net return. Agency charging 10%: 10% collection rate, $10,000 collected, $1,000 fee, $9,000 net return. Callout notes the 50% fee agency returns nearly 3x more despite the higher rate. Tagline: &apos;Don&apos;t chase the lowest rate. Chase the best recovery.</image:title></image:image>
<image:image><image:loc>https://www.expresscollections.com/wp-content/uploads/2026/08/Collection-Accout-Age-Relation-Graph-1024x683.jpg</image:loc><image:title>a line graph depicting the correlation between overdrawn account age and difficulty collecting on the account</image:title></image:image>
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<loc>https://www.expresscollections.com/careers/</loc>
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